Four-T Ranch is a Georgetown, Texas 78633 neighborhood of large homesites on Four T Ranch Road and Michelle Court, platted in 1994 with lots of about 1.1 to 2.3 acres. The neighborhood sits outside Georgetown city limits, and homes are zoned to Georgetown ISD.
There is no HOA and no HOA dues. A recorded declaration from 1994 sets deed restrictions covering a 1,800 square foot minimum home size, masonry exterior requirements and architectural approval. This guide covers those details, lot sizes, taxes, schools, commute times, recent sales and nearby places to eat, work out and spend a weekend.
Four-T Ranch Homes for Sale
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What Does Four-T Ranch Look Like?
Four-T Ranch was platted in 1994 as Four-T Ranch Section 1, with 21 lots on 36.55 acres. Later replats in 1998 and 2002 changed some lot lines, and the Williamson Central Appraisal District now carries about 20 parcels in Blocks A and B, from about 1.1 to 2.3 acres each.
Homes sit along Four T Ranch Road and Michelle Court, which share a Georgetown 78633 mailing address. The neighborhood is outside Georgetown city limits, so the tax bill carries no city tax.
Four T Ranch Road is also the street for the separate Woodland Park West and Woodland Park subdivisions, which are not part of Four-T Ranch.
Four-T Ranch Homes
Homes in Four-T Ranch sit on lots of about 1.1 to 2.3 acres, and Unlock MLS shows five sales since late October 2021 between $575,000 and $840,000. Sold homes were built in 1995 and 2001 and ranged from about 2,100 to 2,600 square feet on lots of about 1.3 to 1.9 acres, at roughly $222 to $359 per square foot. The recorded declaration sets a minimum of 1,800 square feet of living area.
What’s It Like Living in Four-T Ranch?
Living in Four-T Ranch means a one to two acre homesite with a Georgetown mailing address and no city property tax. Homes use on-site septic systems, and the recorded declaration allows individual septic systems.
The Georgetown square is about 18 minutes away and Wolf Ranch Town Center about 17 minutes, so groceries, restaurants and the lake parks are a short drive. Homes are zoned to Georgetown ISD.
Why Do Home Buyers Choose Four-T Ranch?
- Lots of about 1.1 to 2.3 acres in a neighborhood of about 20 parcels.
- A Georgetown mailing address about 18 minutes from the Georgetown square.
- No HOA dues, no city property tax and no MUD or PID.
- Recorded deed restrictions covering an 1,800 square foot minimum home size, masonry exteriors and architectural approval.
- Georgetown ISD zoning to Ford Elementary, Benold Middle and Georgetown High.
How’s the Commute?
Drive times from 101 Michelle Ct, based on Google Maps:
- Georgetown square: about 18 minutes, 8.0 miles via Williams Drive.
- Wolf Ranch Town Center: about 17 minutes, 8.8 miles via Williams Drive and D B Wood Road.
- Dell Technologies campus in Round Rock: about 28 minutes, 19.3 miles via Williams Drive and I-35.
- Downtown Austin: about 45 minutes, 35.1 miles via I-35.
- Austin-Bergstrom International Airport: about 47 minutes, 41.0 miles, on a route with tolls.
Times are for mid-morning traffic and will be longer during rush hour on I-35.
Four-T Ranch Property Tax Rate
The property tax rate in Georgetown’s Four-T Ranch neighborhood is 1.5556% as of the 2025 tax year, up from 1.5512% as of the 2024 tax year. Four-T Ranch is outside Georgetown city limits, so there is no city tax, and it does not have a MUD or PID.
Four-T Ranch HOA Dues
Four-T Ranch does not have an HOA, so there are no HOA dues. Recorded deed restrictions come with the land instead.
Four-T Ranch Deed Restrictions
Four-T Ranch is covered by a declaration recorded in the Williamson County Official Public Records on July 15, 1994 as document 1994035311. It sets use, size, exterior and approval rules, and it lets an association or any owner enforce them. A summary of the recorded rules:
- Use: Single-family residential use only. No commercial or institutional use, and no rezoning to a nonresidential use. A 2005 recorded amendment allows Lots A and B to be used for commercial, institutional or other nonresidential purposes, limited only by city ordinances.
- Home size: At least 1,800 square feet of living area, not counting open porches and garages.
- Exterior: The first-floor exterior walls of the main residence must be at least 75 percent masonry or masonry veneer unless the committee waives it. No unpainted concrete block. Roofs are gray or earth tones unless approved.
- Garages: An enclosed garage for at least two cars. Detached garages are limited to 18 feet high without approval and must sit at least 5 feet from the rear lot line.
- Plan approval: Construction needs prior written approval of plans from the Architectural Control Committee, and detached accessory buildings need committee consent. Unfinished structures must be completed within 270 days.
- Fences: Fences cannot sit nearer the street than the building setback line and must be wood or masonry, 6 to 8 feet high. Chain-link, metal cloth and agricultural fences are not allowed.
- Animals: No livestock or poultry. Household pets in a reasonable number, up to 4 adult animals per lot, and none kept for commercial purposes.
- Parking and storage: Campers, boats, RVs, vans and pickups must be kept in a garage or screened from view. No trailers, motor homes or temporary structures as residences.
- Signs: One for-sale sign up to 2 by 3 feet. Political signs are allowed from 90 days before an election to 15 days after.
- Other: Antennas, satellite dishes and solar collectors must be screened or approved. No visible window air conditioners, exterior clothes hanging devices, oil or gas drilling, or discharge of firearms or fireworks. Individual septic systems are allowed.
- Edwards Aquifer: Four-T Ranch sits on the Edwards Aquifer Recharge Zone. The plat calls for an approved water pollution abatement plan before construction and an on-site wastewater system on each lot. The recorded plan includes stormwater and erosion controls and bars waste disposal wells and new confined animal feeding operations.
Term and changes: The covenants run 30 years from the 1994 recording and then renew automatically for 10-year periods unless owners holding 75 percent of the votes vote to end them. Amendments are made by recorded vote of the owners.
This is a summary of the recorded declaration and is not legal advice. Restrictions can be amended and may not cover every lot, so confirm them with your title company before making an offer.
Four-T Ranch Schools
Homes in Four-T Ranch are zoned to Georgetown ISD, and students will likely attend the following schools:
- Ford Elementary - 9/10
- Benold Middle - 8/10
- Georgetown High - 7/10
School ratings reflect Great Schools ratings as of November 2026. Ratings are subject to change at any time. Please verify ratings and boundaries with the school district.
School assignments can change. Always verify current attendance boundaries directly with Georgetown ISD before making a home purchase decision.
Four-T Ranch Sold Data - What Four-T Ranch Homes Actually Sold For
What sold recently in Four-T Ranch and for how much? Unlock MLS shows five homes sold since late October 2021, from $575,000 to $840,000, with a median of $765,000 and a median of 44 days on market. Those homes ranged from about 2,100 to 2,600 square feet on lots of about 1.3 to 1.9 acres.
By year, one home sold in 2024, two in 2025 and two so far in 2026, with none from late October 2021 through 2023. With so few sales, these figures reflect specific homes rather than a trend. When this guide was updated, one home was listed, on about 1.2 acres at $799,995.
Four-T Ranch Home Price History
Curious how home prices in Four-T Ranch have trended? Here’s a five-year look at closed sales from 2022 through 2026 YTD. No homes sold in 2022 or 2023.
| Year | Homes Sold | Median Sale Price | YoY | Price Range | Median $/SqFt | Median Home Size | Median DOM | Sale-to-List |
|---|---|---|---|---|---|---|---|---|
| 2022 | 0 | — | — | — | — | — | — | — |
| 2023 | 0 | — | — | — | — | — | — | — |
| 2024 | 1 | $800,000 | — | $800,000 | $329 | 2,428 sq ft | 44 days | 102% |
| 2025 | 2 | $717,500 | ▼ 10.3% | $670,000–$765,000 | $316 | 2,274 sq ft | 26 days | 93% |
| 2026 YTD | 2 | $707,500 | ▼ 1.4% | $575,000–$840,000 | $290 | 2,470 sq ft | 97 days | 92% |
Data sourced from Unlock MLS (ACTRIS). 2026 figures reflect year-to-date sales through October 2026. Year-over-year change is calculated against the most recent prior year with recorded sales. With so few sales, these figures reflect specific homes rather than a trend. Statistics deemed reliable but not guaranteed.
Four-T Ranch Days on Market Trend
How fast are Four-T Ranch homes selling? Here’s a five-year look at how long homes sat on the market before going under contract, from 2022 through 2026 YTD.
| Year | Homes Sold | Median Days on Market | Avg Days on Market |
|---|---|---|---|
| 2022 | 0 | — | — |
| 2023 | 0 | — | — |
| 2024 | 1 | 44 days | 44 days |
| 2025 | 2 | 26 days | 26 days |
| 2026 YTD | 2 | 97 days | 97 days |
Data sourced from Unlock MLS. 2026 figures reflect year-to-date sales through October 2026. Statistics deemed reliable but not guaranteed.
Where Are the Best Coffee Shops to Work Near Four-T Ranch?
Coffee shops are a short drive away along Williams Drive and West State Highway 29.
- Mojo Coffee: coffee shop at 4630 Williams Dr #101, Georgetown.
- Waterloo Coffee Company: coffee shop at 3309 W State Hwy 29, Georgetown.
- August Beverage Company: coffee shop at 1204 Williams Dr, Georgetown.
Favorite Bars and Restaurants Near Four-T Ranch
Williams Drive, Rivery Boulevard and the Georgetown square have the closest options.
- The Red Door Kitchen by Wiseguys: restaurant at 4106 Williams Dr, Georgetown.
- Texas Honey Ham Company: restaurant at 4720 Williams Dr #220, Georgetown.
- Sovian Steakhouse and Cocktail Lounge: steakhouse and bar at 1500 Rivery Blvd Ste 2175, Georgetown.
- The Thirsty Longhorn: bar at 305 E Morrow St, Georgetown.
- 1872 Golf Club: sports bar at 5373 Williams Dr #100, Georgetown.
Where Do I Work Out and Stay Active Near Four-T Ranch?
Several gyms and studios are within a short drive in Georgetown.
- Georgetown Fitness: gym at 900 N Austin Ave #200, Georgetown.
- Get Age Fit: fitness studio at 3626 Williams Dr, Georgetown.
- HOTWORX: studio at 4402 Williams Dr Ste 100, Georgetown.
- FIFTY/50 Pilates: studio at 3920 Williams Dr #109, Georgetown.
Fun Things to Do Near Four-T Ranch
Lake Georgetown, city parks and the downtown square are all within a short drive.
- Cedar Breaks Park: Lake Georgetown park at 2100 Cedar Breaks Rd, Georgetown.
- Overlook Park: Lake Georgetown park at 508 Lake Overlook Rd, Georgetown.
- San Gabriel Park: city park along the river at 445 E Morrow St, Georgetown.
- Blue Hole Park: riverside park at 100 Blue Hole Park Rd, Georgetown.
Pros and Cons of Living in Four-T Ranch
Pros
- Lots of about 1.1 to 2.3 acres.
- A Georgetown mailing address about 18 minutes from the Georgetown square.
- No HOA dues, no city property tax and no MUD or PID.
- Recorded deed restrictions covering an 1,800 square foot minimum home size and masonry exteriors.
- Georgetown ISD zoning.
Cons / Trade-offs
- Deed restrictions require committee approval of plans and detached buildings, and limit fences, animals and parked vehicles.
- Homes use on-site septic systems.
- Very few sales, so pricing evidence is thin.
- About 45 minutes to downtown Austin.
Four-T Ranch is a good match if you want: one to two acres with a Georgetown mailing address, no city tax, recorded rules on home size and exterior materials, and Georgetown ISD zoning.
Frequently Asked Questions About Four-T Ranch
Four-T Ranch is on Four T Ranch Road and Michelle Court, northwest of the Georgetown square, in ZIP 78633. It is about 18 minutes by car from the square in mid-morning traffic and sits outside the city limits.
Four-T Ranch has about 20 parcels, in Blocks A and B. The original 1994 plat showed 21 lots, and later replats changed some lot lines.
Lots range from about 1.1 to 2.3 acres.
No. Four-T Ranch does not have an HOA, so there are no HOA dues. Recorded deed restrictions come with the land instead.
No. Four-T Ranch does not have an HOA or shared amenities, so there is no community pool.
A declaration recorded July 15, 1994 as Williamson County document 1994035311 covers single-family use, an 1,800 square foot minimum home size, masonry exterior requirements, plan approval by an Architectural Control Committee, and rules on fences, animals, parking and signs. See the deed restrictions section of this guide for the full summary.
The recorded declaration sets a minimum of 1,800 square feet of living area, not counting open porches and garages.
No. The recorded declaration does not allow livestock or poultry. Household pets are allowed in a reasonable number, up to 4 adult animals per lot, and none can be kept for commercial purposes.
Yes, within the rules. Fences must be wood or masonry, 6 to 8 feet high and no nearer the street than the building setback line, and chain-link fences are not allowed. Detached garages and other accessory buildings need Architectural Control Committee consent, and detached garages are limited to 18 feet high without approval.
Four-T Ranch is zoned to Georgetown ISD. Homes are zoned to Ford Elementary, Benold Middle School and Georgetown High School. Confirm current zoning with Georgetown ISD before you buy.
The total rate is 1.5556% as of the 2025 tax year, up from 1.5512% as of 2024. Four-T Ranch is outside Georgetown city limits, so there is no city tax, and it does not have a MUD or PID.
Yes. Homes use on-site septic systems, and the recorded declaration allows individual septic systems.
Thinking About Buying in Four-T Ranch?
Four-T Ranch is a Georgetown neighborhood of about 20 large homesites with Georgetown ISD zoning and no city tax.
If you’re considering buying a home in Four-T Ranch, working with expert Four-T Ranch buyer’s agents can make the process smoother. Their local expertise and deep understanding of the neighborhood’s unique homes will ensure you find the property that perfectly suits your needs.
Contact our Four-T Ranch specialists today to start exploring your options and learn why so many people love living in Four-T Ranch.
Find your dream home in Four-T Ranch now!
Georgetown Realtor Specializing in Four-T Ranch
Rebecca Jacks and Raymond Stoklosa are Georgetown Realtors specializing in Four-T Ranch homes. Whether you're looking to buy or sell a home in Four-T Ranch, Rebecca and Raymond know the area well and have the experience and tools necessary to make your next real estate transaction stress free. For more info about who we are and how we work, check out Buying a Home in Four-T Ranch and Selling a Home in Georgetown.
