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You are here: Home / Archives for Interest Rates

Why Interest Rate Quoted During Pre-Approval Doesn’t Matter

December 7, 2018 By Rebecca Jacks

When most people shop for a home loan, they lead with “please send me your rates” rather than interviewing the mortgage broker or loan officer to see what they’re going to do to work for them. What they don’t understand is the mortgage interest rate quoted during the pre-approval process before you have a signed […]

Filed Under: Buyers Tagged With: First Time Home Buyers, Getting a Loan, Interest Rates

When Interest Rates are Low, Buyers Can Afford More

December 28, 2012 By Raymond Stoklosa

The traditional 30-year fixed interest rate loan in Austin has dropped from near 4.0% to about 3.22% over the past year. The mortgage interest rate drops mean greater buyer purchasing power – much greater than a decrease in home prices. With the same monthly payment, buyers can borrow more money today than they could one […]

Filed Under: Buyers Tagged With: Buyer Tips, Getting a Loan, Interest Rates

Time to Purchase Austin Investment Real Estate

November 27, 2012 By Raymond Stoklosa

WOW! I’m amazed at how quickly a formerly depressed segment of the Austin real estate market can turn around. The Austin, Texas small unit (2-4 units) rental market is a textbook example. The notable drop in home ownership rates from 69% in 2005 to 66% in 2011 has created about 5 million new renter households. […]

Filed Under: Investors Tagged With: Buying Investment Property, Duplexes, Interest Rates, Timing the Market

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Raymond Stoklosa – Broker/Owner, CRS

Raymond Stoklosa is the Chairman and Managing Broker of Eleven Oaks Realty. Raymond has been a respected authority in residential real estate since 1978. Having sold more than $150 million worth of real estate... Read More…

Rebecca Jacks – CRS, ABR, SFR

Rebecca Jacks is the Chief Operating Officer of Eleven Oaks Realty. She specializes in relocating buyers and home sales in Austin and surrounding suburbs. Rebecca brings a passion for customer-service to the leadership team. Read More…

Cassandra Stoklosa – MBA

Cassandra joined Eleven Oaks Realty following a successful career managing digital campaigns at several household brands including Walmart, L’Oreal, and Golfsmith. She has also worked in real estate marketing in three of the hottest markets in the U.S. – New York City, San Francisco and Austin. Read More…

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