Finding a home in the Austin area for $300,000 is not impossible in 2026, but it takes local knowledge and a clear strategy. The Austin metro has expanded dramatically over the past five years, and while prices in central Austin remain steep, a growing ring of established and emerging neighborhoods in surrounding cities offers modern homes, strong schools, and real community amenities at this price point.

To build this list, we analyzed 12 months of closed sales data from ACTRIS MLS (June 2025-May 2026) across more than two dozen Austin-area neighborhoods. We prioritized neighborhoods with genuine $300k inventory, either median prices at or near $300k, or minimum closed prices showing real buying opportunities for budget-conscious buyers. We weighted our selections toward Austin city addresses first, followed by cities immediately adjacent to Austin (Round Rock, Buda), then established northern and southern suburbs.
A note on the higher-median-price neighborhoods: several communities on this list have medians above $300,000. We included them because real sales below $300k happened in the past year, smaller floor plans, original-condition homes, or motivated sellers. In a neighborhood like Block House Creek or Plum Creek, patience and a good buyer’s agent can land you a home under budget.
Quick Comparison: All 10 Neighborhoods at a Glance
Use this table to quickly compare all 10 neighborhoods side by side. Click any neighborhood name to jump to its section below.
| # | Neighborhood | City | Median Price | Best School | Tax Rate | Downtown | Airport (ABIA) |
|---|---|---|---|---|---|---|---|
| 1 | Colorado Crossing | Austin | $320,000 | 5/10 | 2.0702% | ~15 minutes | ~10 minutes |
| 2 | Bradshaw Crossing | Austin | $320,000 | 6/10 | 2.0465% | ~20-25 minutes | ~15 minutes |
| 3 | Shadow Creek | Buda | $270,000 | 8/10 | 2.3176% | ~25 minutes | ~22 minutes |
| 4 | Greenslopes at Lakecreek | Round Rock | $277,500 | 6/10 | 1.80% | ~30 minutes | ~25 minutes |
| 5 | The Settlement | Round Rock | $291,500 | 5/10 | 1.7993% | ~30 minutes | ~25 minutes |
| 6 | Mason Creek | Leander | $282,450 | 8/10 | 2.0384% | ~35-45 minutes | ~28-35 minutes |
| 7 | Pinnacle | Georgetown | $310,000 | 5/10 | 1.8174% | ~40-50 minutes | ~45-55 minutes |
| 8 | Block House Creek | Leander | $337,500 | 8/10 | 2.1661% | ~30 minutes | ~32-38 minutes |
| 9 | Plum Creek | Kyle | $309,995 | 8/10 | 2.4467% | ~30 minutes | ~20 minutes |
| 10 | Southgrove | Kyle | $310,000 | 8/10 | 2.3176% | ~30 minutes | ~22 minutes |
All distances are approximate and vary by time of day.
Austin Neighborhoods for $300k – Mapped
Below you’ll see a visual representation of all 10 Austin area neighborhoods where you can find homes for $300,000 or less. Use the map to get a feel for each neighborhood’s location relative to downtown Austin and major highways.
The 10 Best Austin Area Neighborhoods for $300,000 (2026)
1. Colorado Crossing – Austin, TX 78744

| Area of Town | Southeast Austin |
| City | Austin, TX |
| Zip Code | 78744 |
| School District | Del Valle ISD |
| Distance to Downtown Austin | ~15 minutes |
| Distance to Airport (ABIA) | ~10 minutes / ~8 miles |
| Average Lot Size | ~0.12-0.14 acres (typical) |
| Property Tax Rate (2025) | 2.0702% (2025) |
| Colorado Crossing Market Stats – June 2025-May 2026 | |
|---|---|
| Sales (12 months) | 29 |
| Median Close Price | $320,000 |
| Minimum Close Price | $235,000 |
| Maximum Close Price | $400,000 |
| Median Beds / Baths / Sq Ft | 3 bd / 2 ba / 1,597 sqft |
| Average Beds / Baths / Sq Ft | 4 bd / 2 ba / 1,652 sqft |
| Median Days on Market | 37 |
| Average Days on Market | 59 |
Colorado Crossing Schools
Kids in Colorado Crossing are served by the Del Valle ISD and will likely attend:
- Smith Elementary – 7/10
- Ojeda Middle – 3/10
- Del Valle High – 2/10
Colorado Crossing is one of the closest affordable neighborhoods to downtown Austin, making it a top pick for buyers who want a city of Austin address without a city of Austin price tag. Built by Lennar Homes between 2006 and 2021, homes here feature modern finishes and a standout perk: every home comes with solar panels, helping offset utility costs in the Texas heat. With 29 closed sales over the past year and a minimum close price of $235,000, there are genuine options well below the median for buyers working with a tighter budget.
Located just west of Austin-Bergstrom International Airport off Burleson Road and McKinney Falls Pkwy, Colorado Crossing offers quick access to Highway 71, Highway 183, and I-35. Commuters can reach downtown Austin in about 15 minutes outside of peak hours. The neighborhood features a community pool, parks, and walking paths. Homes range from 3-6 beds and 1,220-2,507 sq ft, giving buyers solid size options at this price point.
Read our full Colorado Crossing Neighborhood Guide for in-depth details about this community.
Colorado Crossing Neighborhood Map
Colorado Crossing Homes for Sale
2. Bradshaw Crossing – Austin, TX 78747

| Area of Town | Southeast Austin |
| City | Austin, TX |
| Zip Code | 78747 |
| School District | Austin ISD |
| Distance to Downtown Austin | ~20-25 minutes |
| Distance to Airport (ABIA) | ~15 minutes / ~12 miles |
| Average Lot Size | ~0.14-0.16 acres (typical) |
| Property Tax Rate (2025) | 2.0465% (2025) |
| Bradshaw Crossing Market Stats – June 2025-May 2026 | |
|---|---|
| Sales (12 months) | 17 |
| Median Close Price | $320,000 |
| Minimum Close Price | $290,000 |
| Maximum Close Price | $395,000 |
| Median Beds / Baths / Sq Ft | 3 bd / 2 ba / 1,606 sqft |
| Average Beds / Baths / Sq Ft | 3 bd / 2 ba / 1,767 sqft |
| Median Days on Market | 52 |
| Average Days on Market | 61 |
Bradshaw Crossing Schools
Kids in Bradshaw Crossing are served by the Austin ISD and will likely attend:
- Blazier Elementary – 6/10
- Paredes Middle – 2/10
- Akins High – 4/10
Bradshaw Crossing was one of the first master-planned communities to take shape in Southeast Austin, developed by Lennar Homes starting in 2006 with the final phase wrapping up in 2023. At the center of the plan: a 400-acre greenbelt along Onion Creek and a resort-style amenity package that includes a community pool, clubhouse, parks, playgrounds, sports courts, and walking trails. With an Austin ISD address and a median sold price of $320,000, it competes with Colorado Crossing for top position on this list.
Located off Old Lockhart Road south of Slaughter Lane, Bradshaw Crossing puts residents within easy reach of I-35, the 130/45 Toll Road, and Southpark Meadows, one of South Austin’s largest shopping and dining hubs. Downtown Austin is roughly 20-25 minutes away. The minimum close price of $290,000 over the past 12 months reflects a tighter spread than some other neighborhoods on this list, so buyers should act quickly when a home in their range appears.
Read our full Bradshaw Crossing Neighborhood Guide for in-depth details about this community.
Bradshaw Crossing Neighborhood Map
Bradshaw Crossing Homes for Sale
3. Shadow Creek – Buda, TX 78610

| Area of Town | Buda |
| City | Buda, TX |
| Zip Code | 78610 |
| School District | Hays ISD |
| Distance to Downtown Austin | ~25 minutes |
| Distance to Airport (ABIA) | ~22 minutes / ~18 miles |
| Average Lot Size | ~0.14-0.16 acres (typical) |
| Property Tax Rate (2025) | 2.3176% (2025) |
| Shadow Creek Market Stats – June 2025-May 2026 | |
|---|---|
| Sales (12 months) | 55 |
| Median Close Price | $270,000 |
| Minimum Close Price | $159,500 |
| Maximum Close Price | $340,000 |
| Median Beds / Baths / Sq Ft | 3 bd / 3 ba / 1,688 sqft |
| Average Beds / Baths / Sq Ft | 3 bd / 3 ba / 1,782 sqft |
| Median Days on Market | 43 |
| Average Days on Market | 61 |
Shadow Creek Schools
Kids in Shadow Creek are served by the Hays ISD and will likely attend:
- Pfluger Elementary – 7/10
- McCormick Middle – 5/10
- Johnson High – 6/10
Shadow Creek is the most affordable neighborhood on this list by median price, with a median close of just $270,000 and homes that have sold as low as $159,500 over the past year. Built by Milestone, Lennar, and Buffington Homes from 2006 to 2019, this Buda community sits just 3 miles east of I-35 off Windy Hill Road. With 55 closed sales, it’s also one of the more active markets on our list, giving buyers real options across a wide price range. Note that the higher tax rate (2.3176%) is something to factor into your monthly payment calculations.
Shadow Creek residents belong to a mandatory HOA and enjoy access to a community pool, splash pool, jogging path, playground, and sports courts. The school picture here is a bright spot: Johnson High School earns an 8/10 on GreatSchools, making this a strong option for buyers considering school quality. Buda sits just south of Austin on I-35, so getting to work or entertainment in the city takes about 25 minutes, and daily errands are easy with HEB Plus, Kohl’s, and other retailers minutes away.
Read our full Shadow Creek Neighborhood Guide for in-depth details about this community.
Shadow Creek Neighborhood Map
Shadow Creek Homes for Sale
4. Greenslopes at Lakecreek – Round Rock, TX 78664

| Area of Town | Round Rock |
| City | Round Rock, TX |
| Zip Code | 78664 |
| School District | Round Rock ISD |
| Distance to Downtown Austin | ~30 minutes |
| Distance to Airport (ABIA) | ~25 minutes / ~24 miles |
| Average Lot Size | ~0.18 acres (avg ~7,625 sq ft) |
| Property Tax Rate (2025) | 1.80% (2025) |
| Greenslopes at Lakecreek Market Stats – June 2025-May 2026 | |
|---|---|
| Sales (12 months) | 20 |
| Median Close Price | $277,500 |
| Minimum Close Price | $152,000 |
| Maximum Close Price | $343,500 |
| Median Beds / Baths / Sq Ft | 3 bd / 2 ba / 1,149 sqft |
| Average Beds / Baths / Sq Ft | 3 bd / 2 ba / 1,262 sqft |
| Median Days on Market | 21 |
| Average Days on Market | 38 |
Greenslopes at Lakecreek Schools
Kids in Greenslopes at Lakecreek are served by the Round Rock ISD and will likely attend:
- Xenia Voigt Elementary – 5/10
- C.D. Fulkes Middle – 3/10
- Cedar Ridge High – 6/10
Greenslopes at Lakecreek is one of Round Rock’s most affordable established neighborhoods, with a median close price of $277,500 and sales as low as $152,000 over the past 12 months. Located in Round Rock (78664) within Round Rock ISD, this community features smaller, well-priced homes on larger lots. The median lot runs about 7,625 sq ft, giving residents more outdoor space than many newer developments at this price point. With only 21 median days on market, homes here move relatively quickly when priced right.
Greenslopes at Lakecreek is an older, established community that offers solid value for buyers prioritizing the Round Rock ISD school district and the conveniences of Round Rock, including proximity to Gattis School Road, I-35, major retailers, and quick access to both Austin and the Domain. There is no HOA, giving owners flexibility with their properties. Kids are served by Cedar Ridge High, which earns a 6/10 on GreatSchools.
Read our full Greenslopes at Lakecreek Neighborhood Guide for in-depth details about this community.
Greenslopes at Lakecreek Neighborhood Map
Greenslopes at Lakecreek Homes for Sale
5. The Settlement – Round Rock, TX 78664

| Area of Town | East Round Rock |
| City | Round Rock, TX |
| Zip Code | 78664 |
| School District | Round Rock ISD |
| Distance to Downtown Austin | ~30 minutes |
| Distance to Airport (ABIA) | ~25 minutes / ~23 miles |
| Average Lot Size | ~0.15 acres (typical) |
| Property Tax Rate (2025) | 1.7993% (2025) |
| The Settlement Market Stats – June 2025-May 2026 | |
|---|---|
| Sales (12 months) | 23 |
| Median Close Price | $291,500 |
| Minimum Close Price | $212,000 |
| Maximum Close Price | $439,000 |
| Median Beds / Baths / Sq Ft | 3 bd / 2 ba / 1,590 sqft |
| Average Beds / Baths / Sq Ft | 3 bd / 2 ba / 1,640 sqft |
| Median Days on Market | 23 |
| Average Days on Market | 43 |
The Settlement Schools
Kids in The Settlement are served by the Round Rock ISD and will likely attend:
- Union Hill Elementary – 4/10
- Hernandez Middle – 5/10
- Stony Point High – 5/10
The Settlement is one of Round Rock’s more established communities, with homes built from the mid-1980s through the early 2000s. Located on both sides of E. Old Settlers Road near Sunrise Road, it’s a neighborhood that offers genuine character, including mature trees, a scenic pond in the north section with a walking trail, and a mix of updated and original-condition homes at competitive prices. The median close is $291,500 with a minimum of $212,000 over the past year, and the lowest property tax rate on this list (1.7993%) helps keep monthly costs down.
The Settlement HOA is mandatory in certain sections but dues are low, under $200/year as of recent data. Homes here range from 939-2,898 sq ft, giving buyers plenty of flexibility in size. Round Rock ISD serves the area, and the neighborhood’s location puts residents within 30 minutes of downtown Austin via I-35. Southpark Meadows, major employers along the toll roads, and everyday retail are all easily accessible.
Read our full The Settlement Neighborhood Guide for in-depth details about this community.
The Settlement Neighborhood Map
The Settlement Homes for Sale
6. Mason Creek – Leander, TX 78641

| Area of Town | Leander |
| City | Leander, TX |
| Zip Code | 78641 |
| School District | Leander ISD |
| Distance to Downtown Austin | ~35-45 minutes |
| Distance to Airport (ABIA) | ~28-35 minutes / ~31 miles |
| Average Lot Size | ~0.18 acres (average) |
| Property Tax Rate (2025) | 2.0384% (2025) |
| Mason Creek Market Stats – June 2025-May 2026 | |
|---|---|
| Sales (12 months) | 34 |
| Median Close Price | $282,450 |
| Minimum Close Price | $155,000 |
| Maximum Close Price | $360,000 |
| Median Beds / Baths / Sq Ft | 3 bd / 2 ba / 1,298 sqft |
| Average Beds / Baths / Sq Ft | 3 bd / 2 ba / 1,316 sqft |
| Median Days on Market | 37 |
| Average Days on Market | 51 |
Mason Creek Schools
Kids in Mason Creek are served by the Leander ISD and will likely attend:
- Camacho Elementary – 4/10
- Whitestone Elementary – 6/10
- Leander Middle – 8/10
- Glenn High – 6/10
- Leander High – 6/10
Mason Creek is one of Leander’s most established neighborhoods, with homes built from the 1980s through the 2010s by builders including Gehan, Centex, Main Street, and Legacy. One of its most distinctive features is an abundance of mature trees, a rarity in Central Texas suburbs where many new developments start from bare land. Homes range from 822-1,951 sq ft, lots average 0.18 acres, and the median sold price of $282,450 is one of the most accessible on this list. With a minimum close price of $155,000, it has some of the most affordable entry points of any neighborhood in our top 10.
Mason Creek belongs to a LISD-zoned community with an HOA that provides access to a community pool, playground, and jogging trail, amenities that are uncommon in neighborhoods of this age and price range. Note that the neighborhood covers a large area with two potential elementary school feeds (Camacho and Whitestone) and two high school options (Glenn and Leander High) depending on your specific street. Confirm your school assignments directly with Leander ISD. Downtown Austin is approximately 30 miles away via US-183 or 183A Toll Road, roughly 35-45 minutes by car.
Read our full Mason Creek Neighborhood Guide for in-depth details about this community.
Mason Creek Neighborhood Map
Mason Creek Homes for Sale
7. Pinnacle – Georgetown, TX 78626

| Area of Town | Southeast Georgetown |
| City | Georgetown, TX |
| Zip Code | 78626 |
| School District | Georgetown ISD |
| Distance to Downtown Austin | ~40-50 minutes |
| Distance to Airport (ABIA) | ~45-55 minutes / ~43 miles |
| Average Lot Size | ~0.15-0.17 acres (typical) |
| Property Tax Rate (2025) | 1.8174% (2025) |
| Pinnacle Market Stats – June 2025-May 2026 | |
|---|---|
| Sales (12 months) | 17 |
| Median Close Price | $310,000 |
| Minimum Close Price | $267,000 |
| Maximum Close Price | $344,000 |
| Median Beds / Baths / Sq Ft | 3 bd / 2 ba / 1,717 sqft |
| Average Beds / Baths / Sq Ft | 3 bd / 2 ba / 1,684 sqft |
| Median Days on Market | 32 |
| Average Days on Market | 47 |
Pinnacle Schools
Kids in Pinnacle are served by the Georgetown ISD and will likely attend:
- Williams Elementary – 2/10
- Wagner Middle – 4/10
- East View High – 5/10
Located off SE Inner Loop in Georgetown, Pinnacle is a DR Horton community built between 2006 and 2016 that offers solid home-to-price value in the Austin metro’s northern suburbs. Homes range from 970-2,465 sq ft with brick or stone fronts, and the community features a pool, park, walking trails, basketball court, and sports fields. The median sold price of $310,000 reflects homes that are genuinely in $300k territory, with the minimum at $267,000.
One of Pinnacle’s financial advantages is its property tax rate: at 1.8174%, it’s one of the lowest on this list. That said, the commute to downtown Austin is longer from Georgetown. Plan on 40-50 minutes via I-35 depending on traffic. For buyers who work remotely or in Georgetown itself, that’s less of a concern. Downtown Georgetown’s historic square is just minutes away, and the area is growing with new retail, dining, and employers.
Read our full Pinnacle Neighborhood Guide for in-depth details about this community.
Pinnacle Neighborhood Map
Pinnacle Homes for Sale
8. Block House Creek – Leander, TX 78641

| Area of Town | Leander |
| City | Leander, TX |
| Zip Code | 78641 |
| School District | Leander ISD |
| Distance to Downtown Austin | ~30 minutes |
| Distance to Airport (ABIA) | ~32-38 minutes / ~29 miles |
| Average Lot Size | ~0.18 acres (average) |
| Property Tax Rate (2025) | 2.1661% (2025) |
| Block House Creek Market Stats – June 2025-May 2026 | |
|---|---|
| Sales (12 months) | 52 |
| Median Close Price | $337,500 |
| Minimum Close Price | $225,000 |
| Maximum Close Price | $455,000 |
| Median Beds / Baths / Sq Ft | 3 bd / 2 ba / 1,661 sqft |
| Average Beds / Baths / Sq Ft | 3 bd / 2 ba / 1,733 sqft |
| Median Days on Market | 48 |
| Average Days on Market | 67 |
Block House Creek Schools
Kids in Block House Creek are served by the Leander ISD and will likely attend:
- Block House Creek Elementary – 7/10
- Wiley Middle – 8/10
- Rouse High – 8/10
Block House Creek is the highest-median-price neighborhood on this list at $337,500, but it earns its spot because of an exceptional combination of schools, amenities, and volume. Wiley Middle (8/10) and Rouse High (8/10) are among the top-rated schools in Leander ISD. With 52 closed sales over the past 12 months and a minimum close price of $225,000, there is real $300k-and-under inventory available. The key is acting when it appears. At a median of 48 days on market, there is some patience to be had.
Built from the 1980s through the early 2010s by Roper, DR Horton (then Milburn), and Giddens Homes, Block House Creek homes range from 1,075-2,739 sq ft on lots averaging 0.18 acres. Many have been updated with granite counters, painted cabinets, and refreshed fixtures. HOA amenities include a community pool, tennis courts, parks, playgrounds, and a hike-and-bike trail. Leander’s MetroRail station provides a public transit option for Austin commuters, and major retailers at Lakeline Mall and 1890 Ranch are a short drive away.
Read our full Block House Creek Neighborhood Guide for in-depth details about this community.
Block House Creek Neighborhood Map
Block House Creek Homes for Sale
9. Plum Creek – Kyle, TX 78640

| Area of Town | Kyle |
| City | Kyle, TX |
| Zip Code | 78640 |
| School District | Hays ISD |
| Distance to Downtown Austin | ~30 minutes |
| Distance to Airport (ABIA) | ~20 minutes / ~17 miles |
| Average Lot Size | ~0.13-0.16 acres (typical) |
| Property Tax Rate (2025) | 2.4467% (2025) |
| Plum Creek Market Stats – June 2025-May 2026 | |
|---|---|
| Sales (12 months) | 158 |
| Median Close Price | $309,995 |
| Minimum Close Price | $200,000 |
| Maximum Close Price | $597,000 |
| Median Beds / Baths / Sq Ft | 3 bd / 3 ba / 1,839 sqft |
| Average Beds / Baths / Sq Ft | 4 bd / 3 ba / 1,837 sqft |
| Median Days on Market | 36 |
| Average Days on Market | 50 |
Plum Creek Schools
Kids in Plum Creek are served by the Hays ISD and will likely attend:
- Negley Elementary – 8/10
- Barton Middle – 8/10
- Hays High – 5/10
If you want options, Plum Creek delivers. With 158 closed sales over the past year, it is by far the most active market on this list, and with a minimum close price of $200,000 and a median of just under $310,000, buyers at nearly every price point can find something here. Plum Creek is a 2,200-acre master-planned community with an 18-hole championship golf course, 150 acres of open space, two Junior Olympic-sized pools, a community center, a 30-acre catch-and-release fishing lake, and a dog park.
Homes range from 2-5 beds and 1,064-3,086 sq ft, built by Legacy (Meritage), DR Horton, Continental, KB Homes, and others. Negley Elementary (8/10) and Barton Middle (8/10) are standout schools for Hays ISD. Note that Plum Creek has the highest property tax rate on this list at 2.4467%, so factor that into your monthly payment estimate. Located northeast of FM 150 in Kyle, residents have easy access to I-35 and can reach downtown Austin in about 30 minutes.
Read our full Plum Creek Neighborhood Guide for in-depth details about this community.
Plum Creek Neighborhood Map
Plum Creek Homes for Sale
10. Southgrove – Kyle, TX 78640

| Area of Town | Kyle |
| City | Kyle, TX |
| Zip Code | 78640 |
| School District | Hays ISD |
| Distance to Downtown Austin | ~30 minutes |
| Distance to Airport (ABIA) | ~22 minutes / ~20 miles |
| Average Lot Size | ~0.13-0.15 acres (typical) |
| Property Tax Rate (2025) | 2.3176% (2025) |
| Southgrove Market Stats – June 2025-May 2026 | |
|---|---|
| Sales (12 months) | 75 |
| Median Close Price | $310,000 |
| Minimum Close Price | $276,000 |
| Maximum Close Price | $360,000 |
| Median Beds / Baths / Sq Ft | 4 bd / 2 ba / 1,700 sqft |
| Average Beds / Baths / Sq Ft | 4 bd / 2 ba / 1,788 sqft |
| Median Days on Market | 25 |
| Average Days on Market | 33 |
Southgrove Schools
Kids in Southgrove are served by the Hays ISD and will likely attend:
- Camino Real Elementary – 4/10
- McCormick Middle – 5/10
- Johnson High – 6/10
Southgrove is a DR Horton community in Kyle that offers some of the most consistent $300k-range inventory on our entire list. All 75 closed sales over the past year fell between $276,000 and $360,000, a tight, predictable range that tells buyers exactly what they’re getting into. Homes range from 1,489-2,374 sq ft with 13 floor plans to choose from, and even at this price point DR Horton delivers granite counters, painted cabinets, stainless appliances, and wood-look flooring as standard.
Located in eastern Kyle off Windy Hill Road near Arby Drive, Southgrove has a newer, quieter feel compared to Plum Creek. The area is growing, with new development expanding the neighborhood. The median days on market is just 25, the second fastest on this list, meaning homes sell quickly when priced correctly. Southgrove feeds into Johnson High School, which earns an 8/10 on GreatSchools, one of the standout school ratings in our entire top 10.
Read our full Southgrove Neighborhood Guide for in-depth details about this community.
Southgrove Neighborhood Map
Southgrove Homes for Sale
School ratings are from GreatSchools as of September 2026. MLS data source: ACTRIS MLS via Unlock MLS (matrix.abor.com). Closed sales June 1, 2025-May 31, 2026.
Frequently Asked Questions About Buying a Home in Austin for $300,000
Yes, but your options within the city of Austin are limited. Colorado Crossing and Bradshaw Crossing both have homes that closed at $235,000-$290,000 over the past year and carry an Austin city address. If you’re flexible on location, surrounding cities like Buda, Round Rock, Kyle, and Leander offer more inventory at or under $300,000.
Shadow Creek in Buda has the lowest median close price ($270,000) and the lowest minimum close price ($159,500) of any neighborhood in our top 10. Greenslopes at Lakecreek in Round Rock follows closely with a minimum of $152,000.
Plum Creek in Kyle stands out with Negley Elementary (8/10) and Barton Middle (8/10). Block House Creek in Leander is also exceptional with Wiley Middle (8/10) and Rouse High (8/10). Shadow Creek benefits from Johnson High’s 8/10 rating as well.
Plum Creek is in a class of its own: an 18-hole golf course, two Junior Olympic pools, a 30-acre fishing lake, and over 150 acres of open space. For a more neighborhood-scale amenity package, Block House Creek (pool, tennis, trails) and Bradshaw Crossing (resort pool, clubhouse, trails, sports courts) are excellent.
Colorado Crossing is approximately 15 minutes from downtown Austin, the closest on this list. Bradshaw Crossing is the runner-up at 20-25 minutes.
Property taxes vary significantly across these neighborhoods. Georgetown’s Pinnacle (1.8174%) and Round Rock’s Settlement (1.7993%) have the lowest rates. Kyle’s Plum Creek (2.4467%) and Buda’s Shadow Creek (2.3176%) have the highest. On a $300,000 home, the difference between 1.80% and 2.45% is roughly $195/month in taxes, a significant impact on your budget.
Both have pros and cons. Newer communities like Southgrove and Bradshaw Crossing offer modern finishes and warranties. Established neighborhoods like The Settlement, Mason Creek, and Block House Creek offer mature trees, larger lots, and often more square footage per dollar, but may need updates.
Southgrove has the fastest market at a median of 25 days. Greenslopes at Lakecreek follows at 21 days. Block House Creek moves more slowly (48-day median), which can give buyers more time to decide. In all cases, desirable homes priced correctly tend to go quickly.
Buyer’s agent compensation in Texas is negotiated separately now and spelled out in a written agreement before you tour a home, and working with an experienced buyer’s agent gives you expert guidance on pricing, negotiation, inspections, and contracts. We highly recommend it.
Use the ‘Search All Homes’ buttons throughout this post to browse current MLS listings for each neighborhood. You can also search all Austin homes for $300k or less using the IDX at the bottom of this page.
Not Sure Which Austin Neighborhood is Best for You?
With 10 great options across the Austin metro, it can be hard to know where to start. We’ve helped hundreds of buyers narrow down the right neighborhood based on their commute, school preferences, budget, and lifestyle. Let us help you do the same.
Tips for Finding a $300k Home in Austin
The 10 neighborhoods on this list are the best starting points, but they’re not the only places where you can find a home for $300,000 near Austin. Here are a few strategies that will expand your options and improve your chances of landing the right home at the right price.
Cast a wide net. Don’t limit your search to just the neighborhoods on this list. Austin’s affordability map shifts constantly, and homes in neighboring areas, adjacent zip codes, and smaller subdivisions can offer excellent value. Ask your agent about neighborhoods just outside the spotlight.
Get pre-approved early. In competitive neighborhoods like Southgrove (25-day median) or Greenslopes (21-day median), homes move fast. Having a pre-approval letter from a lender in hand gives you the ability to write an offer the same day you tour a home.
Consider original-condition homes. In neighborhoods like Block House Creek, Mason Creek, and The Settlement, you’ll find updated homes selling closer to the median, but original-condition homes occasionally appear below budget. If you’re comfortable with cosmetic updates, these can be strong value plays.
Look at smaller floor plans. In several neighborhoods on this list, including Plum Creek and Pinnacle, the price range extends above $300k, but smaller floor plans (2-3 bed, 1,000-1,400 sqft) often sell under the median. If you’re a first-time buyer or buying as an investment, these can be ideal entry points.
Work with a local buyer’s agent. A buyer’s agent who specializes in these neighborhoods can alert you to new listings before they hit Zillow, advise on which sellers may have room to negotiate, and help you avoid overpaying in a fast-moving market. Buyer’s agent compensation in Texas is negotiated separately now and spelled out in a written agreement before you tour a home, so you know the terms upfront.
Buying a Home in Austin?
If you’re preparing to buy a home in the Austin area, we’d love to help you navigate the process from start to finish. Eleven Oaks Realty provides full buyer representation, meaning we work exclusively for you throughout your entire search and transaction.
We help Austin area buyers with neighborhood selection, home search strategy, offer writing, negotiations, inspection management, and closing coordination. Our goal is simple: to help you buy the right home, in the right neighborhood, for the right price.
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Let’s Talk Austin Real Estate
We can pull active listings in any of the neighborhoods above, set up tours, or simply help you narrow down where to focus. No pressure, no obligation.
Monday – Sunday, 8am – 8pm | Usually respond within a few hours
Austin Homes for Sale $300,000 or Less
Search all Austin area homes listed at $300,000 or less, updated in real time from the MLS. No sign-up required.
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