The $300,000 to $400,000 range is the busiest part of the Georgetown housing market. Nearly one in three single-family homes that sold in Georgetown over the past year closed in this range, and buyers have more than 300 homes to choose from at any given time. Most of what you will find here was built in the last ten years: three- and four-bedroom homes in master-planned neighborhoods like Woodfield Preserve, MorningStar, Lively Ranch, and Highland Village, plus resale homes in Sun City. This page shows every Georgetown home currently listed between $300K and $400K, along with real closed-sales data from the MLS, the neighborhoods where these homes are concentrated, and what to expect on taxes, HOA dues, and offers. For a broader look at the city, start with our Georgetown homes for sale guide.
Quick Summary for Busy Buyers
- 322 single-family homes listed for sale in Georgetown between $300K and $400K (as of October 4, 2026)
- 913 homes sold in this range over the past 12 months, about 30% of all Georgetown single-family sales
- $351,000 median sale price at an average of $194 per square foot
- Homes sold in a median of 51 days at an average of 97.8% of list price
- About one in three sales was new construction, and the median home was built in 2019
Georgetown Homes for Sale $300K to $400K
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Georgetown $300K to $400K Market Snapshot
Source: Unlock MLS, single-family homes with a Georgetown city address, closed October 1, 2025 to September 30, 2026. Active listings as of October 4, 2026. Deemed reliable but not guaranteed.
With 913 sales in twelve months, this is the deepest price range in Georgetown, and it moves at a steady pace rather than a frantic one. The typical home sold in about seven weeks and closed for a little over 2% below its final list price. With 322 homes on the market against roughly 76 sales a month, there are about four months of inventory in this range. That gives you time to compare neighborhoods and floor plans instead of deciding on the first afternoon you tour.
What $300K to $400K Buys in Georgetown
The median home that sold in this range had about 1,830 square feet and was built in 2019, on a lot of roughly 0.15 acre. In practical terms, that usually means a single-story or two-story home with three or four bedrooms, two baths, an attached two-car garage, and an open kitchen and living area. Homes near the top of the range tend to add square footage, a second living area, or a larger lot, while homes closer to $300K are more often smaller single-story plans or older resale homes.
New construction plays a big role here. Of the 913 homes sold in the past year, 298 (about one in three) were listed as new construction, under construction, or to be built. Builders active in this range include Lennar, D.R. Horton, Pulte, Sitterle, and Del Webb, which means you can often choose between a brand new home with a builder warranty and a lightly lived-in resale home that already has blinds, landscaping, and a fence. Resale homes in neighborhoods that are still building often compete directly with the builder’s own inventory, which can create room to negotiate.
Acreage is rare at this price point. Only 4 of the 913 sales sat on an acre or more, and about 88% of homes sold in this range were in a neighborhood with an HOA. If land and privacy are the priority, our guide to Georgetown neighborhoods with acreage lots covers where larger homesites are found, usually at higher price points.
Top Georgetown Neighborhoods for Homes $300K to $400K
These five neighborhoods accounted for the most closed sales in this range over the past 12 months. Each one links to its full neighborhood guide and to its own homes-for-sale page.
Sun City
Del Webb’s master-planned community spans more than 5,000 acres with three amenity centers, golf, and miles of walking trails. Sun City is an age-restricted community for residents 55 and older, and both new Del Webb homes and resale homes trade in this range. Base HOA dues run about $1,960 per year.
Woodfield Preserve
One of Georgetown’s newest neighborhoods, with first homes completed in late 2024. Every home is built by Lennar, in two collections, with a community pool, playground, and walking trails. Georgetown ISD, HOA dues of about $120 per month.
MorningStar
A large master-planned community off Highway 29 in western Georgetown, between Ronald Reagan Blvd and Highway 183. Two amenity centers, a sports park, and 75 acres of parks and greenbelts. Liberty Hill ISD, with HOA dues that vary by section.
Lively Ranch
A medium-sized community on Highway 29 across from Cimarron Hills, built by D.R. Horton and Lennar. Residents have a pool, park, fitness center, and clubhouse. Liberty Hill ISD, with HOA dues of about $80 per month.
Highland Village
Newer construction off Ronald Reagan Blvd, built mainly by Sitterle with a smaller Pulte section. Amenities include a game lawn, soccer field, dog park, and zip line. Georgetown ISD, HOA dues of about $900 per year.
Other neighborhoods with steady sales in this range include Heritage Oaks, Berry Creek, and Saddlecreek. Together, the top five neighborhoods above made up about 43% of sales in this range, so there is a wide spread of other options across the city as well.
Not sure which Georgetown neighborhood fits your budget and commute?
💬 Text a Specialist Request a Call BackGeorgetown $300K to $400K Sales History, 2022 to 2026
| Year | Homes Sold | Median Sale Price | Median Days on Market | Avg Sale-to-List |
|---|---|---|---|---|
| 2022 | 538 | $370,000 | 13 | 98.6% |
| 2023 | 823 | $364,000 | 41 | 97.7% |
| 2024 | 860 | $360,000 | 38 | 97.9% |
| 2025 | 895 | $355,000 | 47 | 97.5% |
| 2026 (Jan to Sep) | 689 | $350,000 | 49 | 98.0% |
The number of Georgetown homes selling between $300K and $400K has grown every year since 2022, from 538 sales to 895 in 2025, and 2026 is on a similar pace. Over the same years, sales between $400K and $500K fell from 929 to 687, so more of Georgetown’s activity has shifted into this range. Homes are taking longer to sell than in 2022, when the median was under two weeks, but the sale-to-list ratio has held close to 98% for four straight years. Prices within this range have been stable, and buyers are getting more room to negotiate than they had in 2022. For the bigger picture across Austin, see our latest Austin real estate price reports.
Property Taxes, HOA Dues, and Schools
Property taxes and HOA dues have a real effect on your monthly payment at this price point, and they vary quite a bit by neighborhood. In the five neighborhoods above, 2025 total tax rates range from about 1.93% in Sun City to about 2.65% in MorningStar, according to each neighborhood’s guide. On a $351,000 home, that is a difference of more than $2,500 a year before any homestead exemption. Newer neighborhoods often carry a MUD or PID assessment as part of that rate, so always compare the full rate, not just the city and county portion.
- Sun City: 1.9337% tax rate (2025), base HOA about $1,960 per year
- Highland Village: 2.1074% tax rate (2025), HOA about $900 per year
- Woodfield Preserve: 2.3674% tax rate (2025), HOA about $120 per month
- Lively Ranch: 2.4092% tax rate (2025), HOA about $80 per month
- MorningStar: 2.6472% tax rate (2025), HOA $650 to $840 per year depending on section
HOA figures are as reported and can change. Confirm current dues and the exact tax rate for a specific home with the HOA and the Williamson Central Appraisal District before you write an offer.
A Georgetown address does not always mean Georgetown ISD. Of the homes that sold in this range over the past year, about 73% were zoned to Georgetown ISD, about 14% to Liberty Hill ISD (including MorningStar and Lively Ranch), and about 11% to Jarrell ISD on the north side of the city. School boundaries change, so verify the zoned schools for any home with the district before making an offer.
Is Now a Good Time to Buy a Georgetown Home Under $400K?
The typical home in this range takes about seven weeks to sell, compared with under two weeks in 2022. You have time to tour, compare, and get inspections done without rushing.
Buyers paid about 2% below list price on average. Homes that have been on the market longer than the median often leave more room to negotiate on price or closing costs.
With roughly four months of inventory, buyers have real choice in this range, including new construction with quick move-in dates.
Timing a purchase around interest rates is hard to do well. What the data does show is that this part of the Georgetown market gives buyers more leverage than they had a few years ago. If the monthly payment works for your budget today, a well-chosen home in a neighborhood you like is a reasonable long-term decision, whatever rates do next.
How to Buy a Georgetown Home Between $300K and $400K
- Get pre-approved first. In this range, conventional, FHA, and VA loans are all common, and some builders may offer rate buydowns through their preferred lenders. A pre-approval tells you which loan types fit and makes your offer stronger. Our Austin home buyer guide walks through the process.
- Price in taxes and HOA dues. Ask your lender to run your payment with the actual tax rate and HOA dues for each neighborhood you are considering. The spread between neighborhoods can change what you can afford.
- Compare new construction and resale side by side. A new home includes a warranty and modern systems, while a resale home often includes upgrades like window coverings, fencing, and landscaping. Bring your own agent to the first builder visit, since many builders require it on the initial registration.
- Use the days-on-market data in your offer. A home listed for 10 days and one listed for 90 days call for different strategies. Your agent can pull the specific history for each home.
- Inspect every home, including new ones. Schedule an independent inspection on resale homes, and pre-drywall and final inspections on new construction.
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💬 Text (512) 827-8323 Request a Call BackWhat Is My Georgetown Home Worth?
If you own a Georgetown home in this range, you are competing with more listings than any other price point in the city, including builders who can offer incentives a resale seller cannot. The homes that sell closest to list price are the ones priced from current closed sales in their own neighborhood, not from what a neighbor’s home sold for in 2022. Condition and presentation matter too, since buyers in this range are often comparing your home to a brand new one a few streets away.
We can prepare a pricing analysis for your home based on recent sales in your neighborhood, along with an honest read on how long similar homes are taking to sell. There is no cost and no obligation. Request a call back or read our home selling guide to get started.
Browse Georgetown Homes by Price
Prefer to search by neighborhood instead? Our Georgetown homes for sale guide covers every part of the city, from the historic downtown square to the newest master-planned communities.
Georgetown Homes $300K to $400K: Frequently Asked Questions
As of October 4, 2026, there were 322 single-family homes with a Georgetown city address listed for sale between $300,000 and $400,000 in the MLS. The listings at the top of this page update automatically, so you always see what is currently available.
Georgetown homes that sold between $300,000 and $400,000 from October 1, 2025 to September 30, 2026 had a median sale price of $351,000 and averaged $194 per square foot, based on Unlock MLS closed sales.
Homes in this range sold in a median of 51 days on market over the past 12 months, and closed at an average of 97.8% of their list price. That is a slower pace than 2022, when the median was 13 days, which gives buyers more time to compare homes.
Over the past 12 months, the most sales in this range were in Sun City (228), Woodfield Preserve (57), MorningStar (43), Lively Ranch (43), and Highland Village (28). Heritage Oaks, Berry Creek, and Saddlecreek also had steady sales.
Yes. Of the 913 Georgetown homes that sold between $300K and $400K in the past year, 298 were listed as new construction, under construction, or to be built. Builders in this range include Lennar, D.R. Horton, Pulte, Sitterle, and Del Webb.
Total property tax rates vary by neighborhood because of school district, MUD, and PID assessments. Among the top neighborhoods in this range, 2025 rates run from about 1.93% in Sun City to about 2.65% in MorningStar. Confirm the exact rate for any home with the Williamson Central Appraisal District.
No. About 73% of homes that sold in this range over the past year were zoned to Georgetown ISD, about 14% to Liberty Hill ISD, and about 11% to Jarrell ISD. Always verify school zoning for a specific address with the district.
The median home that sold in this range had about 1,830 square feet, was built in 2019, and sat on a lot of roughly 0.15 acre. Most are three- or four-bedroom homes with an attached two-car garage.
Yes. About 88% of homes that sold in this range over the past year were in a neighborhood with an HOA. Dues among the top neighborhoods range from about $80 per month in Lively Ranch to about $1,960 per year in Sun City.
Often, yes. Buyers paid an average of 97.8% of list price over the past 12 months, and homes that have been listed longer than the 51-day median frequently leave more room on price or closing costs. A local agent can pull the history on any home before you write an offer.
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